Privacy Policy & Terms and Conditions of Use

Welcome to the CalSmallBiz (CSB) website.  Below you will find information on our Privacy Policy as well as our Terms and Conditions of Use for your membership or other use of this website.

CalSmallBiz (CSB) website Privacy Policy
The CalSmallBiz has a Privacy Policy that applies to the personal information we may collect on this website. Our Privacy Policy describes the information privacy practices for the website you are currently visiting. We maintain administrative, physical, technical, electronic and procedural safeguards to protect the confidentiality and security of the personal information we collect. In our Privacy Policy, we explain:

  • The information we collect online and how we use it;
  • How to access or correct your information;
  • How to request an accounting of disclosures of your information;
  • How to request restrictions on the use and disclosure of your information;
  • Your right to receive confidential communications;
  • Your right to a paper copy of our Privacy Policy;
  • How to file a complaint if you believe your privacy rights have been violated;
  • Our commitment to website security;
  • How we use technology to better serve you;
  • What third-party website links you may see and use;
  • How to contact us about your privacy or security; and
  • The effective date of this Privacy Policy.

If you would like a copy of our Privacy Policy, we will mail you one for your convenience. To request a copy, please contact us at: CalSmallBiz, 1017 L Street, # 225, Sacramento, CA  95814 or by faxing 916-444-5553. You may also view our Privacy Policy here.


Information we may collect
Non-personally-identifiable information:
While you are visiting this website, at least, the following information will be automatically tracked:
Personally-identifiable information:
When you use our Service you are authorizing the sharing of your inquiry and your personal information with other essential businesses who provide legitimate services that match your inquiry. The personal information we collect may include, but is not limited to:

  • Name
  • Address
  • Email address
  • Phone number
  • Demographic information
  • Financial information

If you have any questions, please email us at We will respond to your questions within 30 days.

“Cookies” and “Clear Gifs”
“Cookies” are small files that are stored by your web browser to help a particular system recognize you and the pages you visited in a website. Our website may use cookies to make your online experience more convenient. For example, we may use a cookie to store your account information between sessions and to maintain information about the services you have requested during your session. Additionally, we may use data from cookies for a variety of internal purposes, such as studying how users navigate our website so as to stream line it and make it more user friendly. We do not collect any of your personal information from cookies. Further, no other information we collect from cookies can be linked back to your personal information. Most browsers automatically accept cookies, but if you prefer, you can set yours to refuse cookies. Even without a cookie, you can still use most of the features on our website, including requesting a referral and finding a local real estate professional.

“Clear gifs” are tiny graphics with a unique identifier, similar in function to cookies, that are used to track the online movements of website users. The main difference between the two is that clear gifs are invisible on the page and are much smaller than cookies. We do not collect any personal information from clear gifs. Further, no information we collect from clear gifs can be linked back to your personal information. We use third party web analytics services to track and analyze anonymous usage and volume statistical information from visitors to help us administer our website, analyze trends, improve our website’s performance and to report website traffic. These web analytics services use cookies, clear gifs, log files and other web monitoring technologies to help track visitor behavior on our behalf. These services do not use these technologies to collect any personally identifiable information from website visitors.

Links to Other Websites
Our website contains links to other websites. Please note that when you click on one of these links you are “clicking” to another website. CalSmallBiz is not responsible for the information privacy practices or the content of such websites. We encourage you to read the privacy policies of these linked websites as their information privacy practices may differ from ours. Any Terms of Use, if any, of these third party sites may differ from CalSmallBiz Terms of Use. We also, encourage you to read the Terms of Use for any website you visit.

Changes to This Site
Information may be changed or updated on this site without notice. CalSmallBiz may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.

Contacting Us
If you have any questions about CSB, this website, our service, or this Privacy Policy, you may contact us at:  (916) 488-6288

Terms of use
Your access to and use of this website (“Site”) are subject to the terms and conditions contained herein. By checking the box on this screen, you accept these Terms of Use, without limitation or qualification. By checking this box, you also acknowledge that you agree with our Privacy Policy, (click link to view Privacy Policy).

If ever required, the entry of your Password, Personal Identification Number (PIN), and/or other identifier serves as verification of your identity. Any instructions, choices, or requests you make on this Site will be considered your written permission to CalSmallBiz to provide information or conduct transactions on your behalf. You understand that your personal information may be shared with third parties with whom CalSmallBiz has contracted to provide benefits-related to content on this website, but only to the extent necessary for the third party to perform its services.

You are responsible for reviewing any written confirmation statements provided to you (on paper or in electronic form) regarding any instructions, choices, or requests that you make through this Site. You are also responsible for reviewing for inaccuracies all of the information transmitted to you. If there are inaccuracies, you are responsible for correcting them using the tools available to you on the Site or by contacting the CalSmallBiz to point them out.

The functionality of this Site permits you to request or provide personal information ((for example income, desired location(s), contact information, etc.)) You are solely responsible for any loss of privacy or confidentiality of this information if you move this information outside of this Site or disclose your Password, Personal Identification Number (PIN), or any other identifier to any other party. You agree to contact CalSmallBiz immediately if you have reason to believe that someone has gained unauthorized access to your Password, PIN, SSN, or any other identifier.

Certain links on this Site connect to websites maintained by third parties. We make no representations or warranties as to the content of these sites and take no responsibility for such sites. Our link to another site is not an endorsement or guarantee of that site. We encourage you to review any Web site’s policies before providing any personal information.

This Site may not perform as intended at all times. You agree that CalSmallBiz is not responsible for any error, omission, interruption or delay in operation of or transmission through this Site, communication line failure, system failure, or other circumstance beyond their control.